Financial Aid

The Healing Arts Center participates in the Title IV funding program for federal financial aid.  At the present time only our 600 Hour Massage Therapy Training Program is eligible for federal financial aid consideration. Prospectives who want to explore the possibility of receiving federal financial aid must complete the FAFSA (Free Application for Federal Student Aid) to determine their eligibility for Pell Grants and Stafford Loans through the Direct Loan Program.  The FAFSA form is the gateway to all financial aid.

HAC's 600 Hour Massage Therapy Training Program (MTTP) is taught in five (5)  ten-week "level sessions" (think semesters).  The cost of each of these level sessions is $2550.  This tuition includes all books, license and insurance fees, clinic uniform, a portable massage table and stool along with professional testing and license fees necessary for state licensure at the end of the program.  The program can be completed in fifty (50) weeks or by compressing the curriculum into thirty (30) weeks.  The compressed program still requires the student to attend all five (5) level sessions though two (2) sessions can be completed at one time.  Taking two (2) different level sessions at once doubles the tuition cost for that term.

HAC offers Title IV student aid (federal financial aid) along with installment payment programs and its own internal loan program to help students finance their participation in the program.   The 600 Hour MTTP program is designed to only require a maximum of twelve (12) hours of class time per week thereby making feasible for students to work full or part time during school.
Our School FAFSA Code: 041306


"Tell me and I forget.
  Teach me and I remember.
  Involve me and I learn."

                                           -Benjamin Franklin

Managing Tuition Without Excessive Debt

The best possible way to put yourself through school is to pay tuition as you go without borrowing any money.  The problem with borrowing money is that you don't pay back just the money you borrow, but you pay back the money you borrow with interest.  This simply makes school more expensive.  There are some things to think about when looking at how you are going to fund your education:
  • Always take the free money when you can.  Pell Grants, for example, do not have to be paid back.  About two-thirds of the students at the Healing Arts Center qualify for  Pell Grants.
  • The Healing Arts Center will offer any student a Student Installment Plan.  In stead of writing a big check at the beginning of each Level Session, SIPs allow you to break up your tuition payments into convenient, lower, monthly payments (See below).
  • The Healing Arts Center 600 Hour MTTP program is designed to keep weekly class time at a minimum so that you can work a full or part-time job during school.  For many students, they can earn enough money working to pay their way through school without taking on any debt.

The Healing Arts Center Offers Additional Funding Options

In addition to federal financial aid, HAC also offers two (2) additional forms of educational financing in the form of Student Installment Plans (SIPs) and HAC Tuition Loans (HACTLs) for qualified applicants.

Student Installment Plans

Students applying for admission at The Healing Arts Center may elect to pay some or all of their tuition through a Student Installment Plan (SIP).  An SIP breaks up the the tuition due during the one year 600 hour program and divides the tuition due in twelve (12) equal monthly installments.  SIPs are a convenient way to pay tuition and avoid the debt of student loans because these payment plans are interest free. The following conditions apply:
  • The SIP only lasts as long as the school  year.   In other words, interest-free installment payments must be made while you are in school and do not extend past graduation.  The Director of Financial Aid will look at the income resources that you have during the school year and determine an installment payment that fits your budget.  All installment payments must be made during the school year and the SIP terminates after graduation.
  • SIPs can be used for all or part of your tuition bill.  If you are working part-time during school you may not make enough money to participate in an SIP that pays off  you entire tuition bill.   SIPs can be used in conjunction with federal financial aid and HAC Tuition Loans to finance your education.

HAC Tuition Loans

The Healing Art Center is committed to providing quality education as well as access to a rewarding career.  Our Title IV federal financial aid program does not cover the full amount of tuition.  Some students find that even with a Student Installment Plan (SIP), they still do not have enough to fund tuition.

As a last piece of funding, The Healing Arts Center offers qualified students HAC Tuition Loans to fill in the missing funding.  Certain conditions apply to this type of loan:
  • HAC Tuition Loans are only awarded after a student has exhausted every other possibility.   HACTLs will not be awarded if other funding options are available.
  • HAC Tuition Loans are made at an 8% interest rate and are not issued until all other funding sources are exhausted so as to avoid unnecessary interest accumulation.
  • Payment on an HAC Tuition Loan begins one month after it is awarded at full or partial payment depending on the student's needs. 
  • The term of the loan is extends for two (2) years after the date of graduation or withdraw from the program. 

The Healing Arts Center Net Price Calculator

Use this tool we offer to gain more understanding of the finances related to our program.

Have A Question About HAC Financial Aid?

You can send an email using the contact form here or you can contact our Director of Financial Aid directly using the information below. 

Don't be shy! Get your questions answered.
Jenn Dieterle
Director of Financial Aid
The Healing Arts Center
10073 Manchester Road
St. Louis, Missouri  63122

(314) 647-8080

    Let's Talk Financial Aid

    (or anything else that is on your mind).